Before the Storm

• Make sure you’re covered – Insurance companies do not accept new applications or requests for increased coverage once a hurricane nears Florida.
• Know what your policy covers – Flood and wind damage are often covered in separate policies. Decide if you need this protection and contact your agent for more information.
• Make sure your coverage is adequate – You may have made recent home improvements or purchases. Consider increasing your coverage if your policy doesn’t cover the current value of your home and contents.
• Keep policy documents safe – In addition to information on your agent, you should write down   the name of your insurance company, policy number, and a telephone number to report a claim.
• Fortify your home – Inspect your roof, making sure you have roof anchors installed on your home. Replace your windows and doors that don’t pass the impact test, or cover them with shutters. A fortified home with the right doors, windows and shutters will save you money on your insurance premiums (link to discounts).
• Secure your property and clear your yard of any debris, lawn furniture, tools or other objects that could turn into dangerous projectiles in high winds.

Disaster Tips

• Disaster Guides
• Disaster Resources
• Hurricane Preparedness Events
• After the storm FAQs General Insurance Coverage, Commercial Coverage and Flood Coverage
• Disaster Response
• Tips for Hiring a Contractor brought to you by the Disaster Contractors Network.
• Develop a Disaster Plan for your family or business. The Florida Division of Emergency Management can help you!
• List of toll free numbers to assist policyholders brought to you by FIC

Want more information?

Visit the Disaster portion of the Insurance Library or call 1-877-MY-FL-CFO (1-877-693-5236)

Wind Mitigation Inspections

Would you like to save money on your homeowners insurance?

According to Florida Statute 626.0629, insurance companies are required to offer Florida homeowners “discounts, credits, or other rate differentials…” for construction techniques that reduce damage and loss in windstorms. These discounts became effective in 2003.

You may be eligilble for a reduction in your homeowners insurance, a FREE wind mitigation inspection and up to $5000 in funds from the State of Florida’s “My Safe Florida Home Program“.

If for any reason you do NOT qualify for this State of Florida Free Inspection, or you have an immediate need, please give us a call at:

(941) 270-2677

Timothy Parks for Wind Mitigation Inspections:
These property types may qualify for windstorm insurance discounts.

• Condos
• Townhouses
• Single Family Homes
• Multi-Family Buildings
• Commercial Buildings

These features can reduce the potential damage to your home in tropical storms and hurricanes:

• Improved Roof Shingles
• Strong Roof Decks
• Hurricane Clips/Straps
• Impact Resistant Glazing on Windows
• Shutter Protection for Windows
• Roof Shape
• Other Construction Techniques  

  

  Roofing Inspection and Mitigation Flyer Ad (run mouse over logos and click them to learn more)

Timothy Parks Construction, Inc.

(407) 383-9118 Orlando Office
(727) 260-7344 Tampa Bay Office
(941) 270-2677 Sarasota Office

Markets Served:
Cape Coral – Sarasota – Lakeland – Tampa Bay – Orlando